Financing your clients can say yes to
Project financing for remodeling contractors: turn on one setting, and every formal proposal you send shows your client financing options from Acorn Finance. No dealer fees, no paperwork and no account to set up.
No contract. No setup fees. Cancel anytime.
One setting, every proposal
In your account, open Tools, then Options, then Formal Proposal. Check Include Financing Options and save. From then on, every formal proposal you generate shows the client their financing options. Uncheck it to stop.
Free, with no dealer fees
There is no dealer fee, no setup and nothing to sign up for, on as many estimates as you like.
Acorn Finance works with your client
Your client applies with Acorn Finance, which connects them with its lenders. If they take a loan, the lender funds them directly. You don't manage the financing or deal with the lender.
You invoice as usual
Run the job and bill it the way you always do, with Clear Estimates invoicing or your own. Your client pays you as normal, from the loan.
Jobs of $1,000 and up
Financing options show on any formal proposal with a total of $1,000 or more.
Where it's available
Acorn Finance works in most of the U.S. It isn't offered in Massachusetts, Maryland, New Jersey, Nevada, Rhode Island, Vermont or West Virginia, in the U.S. territories, or outside the U.S.
What your client gets from Acorn Finance
In Acorn Finance's own words to contractors, as of November 2026. The terms are theirs and can change.
- Loans up to $100,000, with terms up to 15 years
- Prequalification with a soft credit check, so applying doesn't affect their score
- Offers from several lenders to compare
- Prequalification in under a minute, and approval often the same day
More in Clear Estimates
Use the parts you need. They share the same projects, so nothing gets typed twice.
- EstimatesStart from a template or describe the job, and get an itemized estimate priced for your area.
- ProposalsBranded proposals with your logo, scope of work and contract language, built from the estimate.
- E-signatureSend by email. Your client reviews and signs from any device.
- InvoicingInvoice from an estimate, a payment schedule or a change order in one click.
- PaymentsGet paid by credit card or ACH through Stripe, set up in minutes.
- Change orders and integrationsSignable change orders, plus exports to Buildertrend, QuickBooks and your CRM.
Questions
Can I offer my clients financing?
Yes, through Acorn Finance. In your account, open Tools, then Options, then Formal Proposal, check Include Financing Options and save. Every formal proposal of $1,000 or more then shows your client their financing options. There are no dealer fees and nothing to sign up for: Acorn Finance works with your client, the lender funds them directly, and you invoice as usual.
Acorn Finance isn't available in MA, MD, NJ, NV, RI, VT or WV, in the U.S. territories, or outside the U.S.
Can I invoice my clients from Clear Estimates?
Yes. Create payable invoices from the estimate, a payment schedule or a change order. Clients pay by credit card or ACH, and you can see what's been paid and what's still due on each job.
Can clients sign proposals online?
Yes. E-signature is built in on every plan. Your client gets a link, reviews the proposal on any device and signs it. You're notified, and the signed PDF is saved to the project.
Try Clear Estimates free for 30 days
No contract. No setup fees. Cancel anytime.